{"id":784,"date":"2025-02-26T13:10:45","date_gmt":"2025-02-26T13:10:45","guid":{"rendered":"https:\/\/pmadvokati.com\/?p=784"},"modified":"2026-08-19T11:34:43","modified_gmt":"2026-08-19T11:34:43","slug":"vodic-za-kupovinu-nepokretnosti-u-srbiji","status":"publish","type":"post","link":"https:\/\/pmadvokati.com\/en\/a-guide-to-buying-real-estate-in-serbia\/","title":{"rendered":"Guide to buying real estate in Serbia in 2026"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"784\" class=\"elementor elementor-784\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f7e361a e-flex e-con-boxed e-con e-parent\" data-id=\"f7e361a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1845b71 elementor-widget elementor-widget-heading\" data-id=\"1845b71\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Guide to buying real estate in Serbia in 2026 - Everything you need to know<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-923e5b8 elementor-widget elementor-widget-text-editor\" data-id=\"923e5b8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Buying real estate is a significant milestone in anyone\u2019s life. Considering that around 30% of people purchase a property and spend their entire lives in it, it is crucial to pay attention to every detail during the buying process to avoid potential issues in the future. That\u2019s why it is especially important to be legally protected and to have trusted professionals by your side who can provide complete support and guidance throughout the process.<\/p><p>Once you have chosen the desired property, it is essential to conduct all necessary checks, which we outline in the following text, to ensure you are making a fully informed decision. If you still have any doubts, contact <a href=\"https:\/\/pmadvokati.com\/en\/#about-us\">A lawyer specialized in real estate.<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a38f8f8 elementor-widget elementor-widget-html\" data-id=\"a38f8f8\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.pm-cta-wrapper {\r\n    background: #1f6fb2;\r\n    color: #ffffff;\r\n    padding: 40px 30px;\r\n    border-radius: 12px;\r\n    text-align: center;\r\n    margin: 50px 0;\r\n}\r\n\r\n.pm-cta-wrapper h2 {\r\n    font-size: 28px;\r\n    margin-bottom: 15px;\r\n}\r\n\r\n.pm-cta-wrapper p {\r\n    font-size: 16px;\r\n    line-height: 1.6;\r\n    max-width: 700px;\r\n    margin: 0 auto 25px auto;\r\n}\r\n\r\n.pm-cta-button {\r\n    display: inline-block;\r\n    background: #ffffff;\r\n    color: #1f6fb2;\r\n    padding: 14px 28px;\r\n    font-size: 16px;\r\n    font-weight: 600;\r\n    border-radius: 8px;\r\n    text-decoration: none;\r\n    transition: all 0.3s ease;\r\n}\r\n\r\n.pm-cta-button:hover {\r\n    background: #e9f1f9;\r\n    color: #164f7f;\r\n}\r\n<\/style>\r\n\r\n<div class=\"pm-cta-wrapper\">\r\n    <h2>Do you need help buying real estate?<\/h2>\r\n    <p>\r\n        Buying real estate in Serbia involves numerous legal steps \u2014 from checking the real estate list to concluding a valid contract. If you want expert legal support and a safe, risk-free purchase, our lawyers can help you make the process safe and legally protected.\r\n    <\/p>\r\n    <a href=\"https:\/\/pmadvokati.com\/en\/#kontakt\" class=\"pm-cta-button\">\r\n        Contact us and ensure a safe purchase\r\n    <\/a>\r\n<\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f0aac9 elementor-widget elementor-widget-image\" data-id=\"5f0aac9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1764\" height=\"2560\" src=\"https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-zachtheshoota-1838640-scaled.jpg\" class=\"attachment-full size-full wp-image-786\" alt=\"Buying real estate in Serbia\" srcset=\"https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-zachtheshoota-1838640-scaled.jpg 1764w, https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-zachtheshoota-1838640-705x1024.jpg 705w, https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-zachtheshoota-1838640-1411x2048.jpg 1411w, https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-zachtheshoota-1838640-207x300.webp 207w, https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-zachtheshoota-1838640-768x1115.webp 768w, https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-zachtheshoota-1838640-1058x1536.webp 1058w, https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-zachtheshoota-1838640-8x12.webp 8w, https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-zachtheshoota-1838640-1411x2048.webp 1323w\" sizes=\"(max-width: 1764px) 100vw, 1764px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8288e58 elementor-widget elementor-widget-heading\" data-id=\"8288e58\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1. Legal Status of the Property \u2013 What to Check Before Buying?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bb270aa elementor-widget elementor-widget-text-editor\" data-id=\"bb270aa\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The first step in the property purchasing process is verifying the legal status of the real estate. This includes checking ownership records in the Real Estate Cadastre, identifying any existing mortgages, and ensuring there are no ongoing legal disputes involving the property.<\/p><p>To confirm the property\u2019s legal ownership, you must locate it in the Serbian Real Estate Cadastre. Once found, verify that the seller presenting themselves as the owner is legally registered as such. A common issue arises when inheritance procedures have not been completed, meaning the property may still be registered under a deceased person\u2019s name. In such cases, the sale cannot proceed until legal ownership is fully transferred to the seller.<\/p><p>It is crucial to determine whether the property is subject to a mortgage or other legal encumbrances. Properties can be sold even if they have outstanding mortgages or debts attached. However, purchasing a property with an active mortgage carries a significant risk\u2014if previous financial obligations remain unpaid, the property may be repossessed.<\/p><p>Properties involved in legal disputes often come with sale restrictions, meaning they cannot be legally transferred until the dispute is resolved. If there is a litigation notice attached to the property, the sale process could be blocked.\n\nAdditionally, watch out for usufruct rights (right of lifelong use), as a third party may have legal rights to occupy the property for life. This drastically reduces the market value and usability of the real estate.<\/p><p>By conducting a thorough legal check, you can avoid complications and ensure a secure and risk-free property purchase in Serbia.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bfe8ef elementor-widget elementor-widget-heading\" data-id=\"6bfe8ef\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2. Real Estate Purchase Agreement \u2013 Key Clauses and Legal Security<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e54e4b elementor-widget elementor-widget-text-editor\" data-id=\"8e54e4b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Drafting a Real Estate Purchase Agreement is the most crucial step in buying property in Serbia, as it defines all essential aspects of the transaction.<\/p><p>Mandatory Elements of the Purchase Agreement<\/p><ol><li>Subject of the Agreement<\/li><li>Purchase Price<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9fbd53 elementor-widget elementor-widget-heading\" data-id=\"a9fbd53\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Subject of the Agreement<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff97efb elementor-widget elementor-widget-text-editor\" data-id=\"ff97efb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The subject of the agreement refers to the real estate being purchased. It is essential to provide a detailed description of the property, including its exact location, cadastral details, and any relevant legal designations. This prevents ownership disputes and ensures full legal clarity regarding the transaction.<\/p>\n<p>Before embarking on the property purchase process, it is advisable to engage <a href=\"https:\/\/pmadvokati.com\/en\/about-us\/\">property lawyer<\/a>, to carry out a detailed property check in <a href=\"https:\/\/pmadvokati.com\/en\/elementor-2179\/\">due diligence process.<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4518a02 elementor-widget elementor-widget-heading\" data-id=\"4518a02\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Important Note for Foreign Buyers<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5c48ab elementor-widget elementor-widget-text-editor\" data-id=\"e5c48ab\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you are a foreign citizen, you can legally purchase real estate in Serbia under specific conditions outlined in international agreements.<\/p><p>Before proceeding with a purchase, it is critical to verify whether Serbia allows foreign nationals from your country to acquire property. If there is a reciprocity agreement between Serbia and your home country, you may buy real estate, but with certain restrictions.<\/p><p>Agricultural Land: Foreign individuals cannot purchase agricultural land in Serbia. If you intend to buy a house with a land parcel that includes agricultural land, you cannot obtain ownership rights over that portion of the property. This can complicate the transaction and limit your options.<\/p><p>Apartments &amp; Urban Properties: There are no restrictions on purchasing apartments, making this a much simpler option for foreign buyers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66bc718 elementor-widget elementor-widget-heading\" data-id=\"66bc718\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Purchase Price and Payment Terms<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2eb22fe elementor-widget elementor-widget-text-editor\" data-id=\"2eb22fe\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The purchase price is another essential element of the agreement. The price is negotiated between the buyer and seller, and it is crucial that the agreed amount is clearly stated in the contract to avoid any misunderstandings.<\/p><p>Additionally, the agreement should specify:\n\nPayment method (bank transfer, cash, installment plans, etc.)\nPayment schedule (lump sum or installments)\nDeposit (earnest money) and any conditions for its refund or forfeiture<\/p><p>Apart from these fundamental elements, the purchase agreement can also include additional clauses to further protect your rights as a buyer.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-557c538 elementor-widget elementor-widget-heading\" data-id=\"557c538\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Clausula Intabulandi (Permission for Registration)<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2005a8b elementor-widget elementor-widget-text-editor\" data-id=\"2005a8b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The Clausula Intabulandi, or permission for registration, is a provision in the Real Estate Purchase Agreement or a separate document that allows the buyer to register their ownership of the property in the Real Estate Cadastre. Without this clause, even if the buyer has paid the full purchase price, they will not be able to register the property in their name and therefore will not acquire ownership rights. This makes it crucial to ensure that the permission for registration is granted either during or immediately after the conclusion of the purchase agreement.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91f489c elementor-widget elementor-widget-heading\" data-id=\"91f489c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Possession Transfer<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20d3196 elementor-widget elementor-widget-text-editor\" data-id=\"20d3196\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In addition to the permission for registration, which is necessary for acquiring property ownership through the Real Estate Cadastre, the moment of possession transfer is also significant. The agreement should clearly outline the terms of when possession is transferred to the buyer. There are various ways to regulate the moment of possession transfer, but it is essential to ensure that this point is clearly defined in the agreement.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-004da16 elementor-widget elementor-widget-heading\" data-id=\"004da16\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Notarization of the Real Estate Purchase Agreement<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e7326c4 elementor-widget elementor-widget-text-editor\" data-id=\"e7326c4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Once negotiations are completed and the text of the Real Estate Purchase Agreement has been drafted, the final step is the certification, or solemnization, of the agreement by a Notary (or Public Notary). The notary responsible for the certification is from the region where the property is located.<\/p><p>For the certification to be valid, all parties involved in the transaction\u2014buyers and sellers (if there are multiple parties)\u2014must be present. A common question arises: Can a party unable to attend the certification, due to being abroad or due to illness or age, authorize someone else to attend on their behalf? The answer is yes. A seller or buyer can grant a third party the right to attend the certification of the agreement on their behalf using a special power of attorney, which is especially important in certain situations.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c39dbf elementor-widget elementor-widget-image\" data-id=\"7c39dbf\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-expect-best-79873-323705-768x512.jpg\" class=\"attachment-medium_large size-medium_large wp-image-1636\" alt=\"Real estate law\" srcset=\"https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-expect-best-79873-323705-768x512.jpg 768w, https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-expect-best-79873-323705-300x200.jpg 300w, https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-expect-best-79873-323705-1024x683.jpg 1024w, https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-expect-best-79873-323705-1536x1024.jpg 1536w, https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-expect-best-79873-323705-2048x1365.jpg 2048w, https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-expect-best-79873-323705-18x12.jpg 18w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98894c3 elementor-widget elementor-widget-heading\" data-id=\"98894c3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3. Taxes and Costs of Buying Real Estate in Serbia<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fe3402 elementor-widget elementor-widget-text-editor\" data-id=\"6fe3402\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Depending on whether you are purchasing property from an individual or a legal entity, your tax obligations will differ.<\/p><p>Property Tax for Purchasing from an Individual.\nWhen purchasing a property from an individual (in the case of old construction), you are required to pay the Property Transfer Tax, which amounts to 2.5% of the appraised value of the property. The tax authority will use the value stated in the Real Estate Purchase Agreement as the basis for calculating the tax. However, if the purchase price is lower than the market value, the tax will be calculated based on the market price per square meter for the area in which the property is located.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d68cf64 elementor-widget elementor-widget-heading\" data-id=\"d68cf64\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Value Added Tax (VAT)<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d93c418 elementor-widget elementor-widget-text-editor\" data-id=\"d93c418\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>When purchasing a newly built apartment from a legal entity, you will be liable for Value Added Tax (VAT), which is set at 10% of the purchase price.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd79146 elementor-widget elementor-widget-heading\" data-id=\"dd79146\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Note for First-Time Home Buyers<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3c70bc elementor-widget elementor-widget-text-editor\" data-id=\"e3c70bc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If this is your first real estate purchase, and you have never owned a property (house or apartment), you may be eligible for an exemption from VAT or the Property Transfer Tax, depending on whether you are buying from an individual or a legal entity.<\/p><p>The exemption applies to 40 square meters of the property, plus an additional 15 square meters for each family member who does not own any property. This means that, for example, if a family of four buys a 100 square meter apartment, they will not pay tax on the full 100 square meters. Instead, due to the exemption, they would only pay tax on 15 square meters, as they qualify for an exemption on 85 square meters.<\/p><p>It is important to note that if the family uses the exemption for the additional 15 square meters, they will lose their right to the 40 square meter exemption if they later purchase another property.<\/p><p>To qualify for the tax exemption, you must submit a request for exemption from VAT or Property Transfer Tax.<\/p><p>For the Property Transfer Tax exemption, you must submit a declaration during the certification of the purchase agreement, confirming that the property is your first real estate purchase, along with a copy of your ID card. The notary will electronically submit the documentation to the Tax Administration.<\/p><p>If you buy property from a legal entity and meet the conditions for the VAT exemption, you must submit the required documentation for the VAT refund at the Tax Administration office in the area where the property is located, either personally or through a power of attorney.<\/p><p>You can find all the details about subsidized loans for young people to purchase their first property on <a href=\"https:\/\/pmadvokati.com\/en\/subsidized-housing-loans-for-young-people-questions-and-answers\/\">our blog.<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de1b99c elementor-widget elementor-widget-heading\" data-id=\"de1b99c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4. Buying an Apartment from a Developer \u2013 What to Pay Attention To?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a212cf3 elementor-widget elementor-widget-text-editor\" data-id=\"a212cf3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Purchasing a property in a newly built building can be a great investment, but it also carries certain risks. It is important to understand the differences between buying a completed property and one that is still under construction.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9dc9f6 elementor-widget elementor-widget-heading\" data-id=\"c9dc9f6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Buying an Apartment Under Construction<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b33e26 elementor-widget elementor-widget-text-editor\" data-id=\"5b33e26\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Apartments under construction are often <strong>cheaper in the early stages, but buyers face certain risks. To protect your investment,<\/strong>pay attention to the following<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd54a2b elementor-widget elementor-widget-heading\" data-id=\"cd54a2b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">1. Check the Developer and Construction Permit<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8819b9 elementor-widget elementor-widget-text-editor\" data-id=\"f8819b9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Make sure the developer has <strong>a valid construction permit.<\/strong>.<\/li><li style=\"text-align: left;\">Research the developer's previous projects \u2013 were they completed on time and according to the contract?<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b540b7a elementor-widget elementor-widget-heading\" data-id=\"b540b7a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">2. Reservation Agreement and Purchase Agreement<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8cb0b4 elementor-widget elementor-widget-text-editor\" data-id=\"e8cb0b4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Developers often offer a <strong>reservation agreement<\/strong> before signing the actual purchase agreement.<\/li><li>The final agreement must include all <strong>details such as square footage, materials, completion deadlines, and penalty clauses<\/strong> for delays<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fae2f74 elementor-widget elementor-widget-heading\" data-id=\"fae2f74\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">3. Payment in Stages and Bank Guarantee<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5649448 elementor-widget elementor-widget-text-editor\" data-id=\"5649448\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Developers often require payment in installments based on construction phases.<\/li><li><strong>A bank guarantee<\/strong> ensures that you will get your money back if the developer fails to complete the project.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9331387 elementor-widget elementor-widget-heading\" data-id=\"9331387\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">4. Registration in the Cadastre and Ownership Transfer<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc2ce7b elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"fc2ce7b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>After the construction is completed, the apartment must be <strong>registered<\/strong> in the Cadastre for you to become its legal owner.<\/li><li>If the developer fails to fulfill this obligation, there may be problems with further selling or obtaining a mortgage for the apartment<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3e371c elementor-widget elementor-widget-heading\" data-id=\"e3e371c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Buying a Completed Apartment from a Developer<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b784755 elementor-widget elementor-widget-text-editor\" data-id=\"b784755\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you are purchasing a newly built apartment that is already completed:<\/p><p>\u2714 Verify if the developer has <strong>registered the building in the Cadastre.<\/strong>.<br \/>\u2714 Request <strong>the usage permit,<\/strong>as it confirms that the building was constructed in accordance with the law.<br \/>\u2714 The agreement must clearly specify <strong>warranties for the installations, facade, and structure of the building.<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-962a8d1 elementor-widget elementor-widget-image\" data-id=\"962a8d1\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-sevenstormphotography-439416-1024x768.webp\" class=\"attachment-large size-large wp-image-788\" alt=\"Buying an apartment under construction from an investor\" srcset=\"https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-sevenstormphotography-439416-1024x768.webp 1024w, https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-sevenstormphotography-439416-300x225.webp 300w, https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-sevenstormphotography-439416-768x576.webp 768w, https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-sevenstormphotography-439416-1536x1152.webp 1536w, https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-sevenstormphotography-439416-scaled.webp 1920w, https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-sevenstormphotography-439416-16x12.webp 16w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eaec137 elementor-widget elementor-widget-heading\" data-id=\"eaec137\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">5. Credit or Cash? How to Finance Your Property Purchase?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dbeb330 elementor-widget elementor-widget-text-editor\" data-id=\"dbeb330\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Advantages:<\/strong><\/p><p>\u2714 No additional costs for interest or mortgage insurance.<br \/>\u2714 Faster purchase and registration process in the Cadastre.<br \/>\u2714 Stronger negotiating position with the seller.<\/p><p><strong>Disadvantages:<\/strong><\/p><p>\u2716 Requires a large initial amount of money.<br \/>\u2716 The financial transaction must be legally justified.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a5ade13 elementor-widget elementor-widget-heading\" data-id=\"a5ade13\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Buying with a Housing Loan<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79c4a87 elementor-widget elementor-widget-text-editor\" data-id=\"79c4a87\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Banks in Serbia<\/strong> offer various types of housing loans, typically with interest rates ranging from <strong>3% to 5% annually,<\/strong>depending on the currency and repayment period.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c6e8d8 elementor-widget elementor-widget-heading\" data-id=\"1c6e8d8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Basic Requirements for Obtaining a Loan:<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0acea4d elementor-widget elementor-widget-text-editor\" data-id=\"0acea4d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Regular income and an indefinite employment contract.<\/li><li>Creditworthiness in relation to income.<\/li><li>Down payment (usually between 10% and 20% of the property value).<\/li><li>Mortgage on the purchased property.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-583c6c9 elementor-widget elementor-widget-heading\" data-id=\"583c6c9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Costs when buying real estate on credit:<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20a22ea elementor-widget elementor-widget-text-editor\" data-id=\"20a22ea\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Interest<\/strong> \u2013 The total loan cost often exceeds the initial property price.<\/li><li><strong>Processing fees<\/strong> \u2013 These vary from bank to bank.<\/li><li><strong>Mortgage insurance<\/strong> \u2013 Required by some banks.<\/li><\/ul><p>\u00a0<\/p><p>Buyers who are unsure which option to choose can consult with <strong>an attorney and a financial advisor<\/strong> to find the best solution.<\/p><p>Buying property in Serbia can be <strong>a secure and profitable endeavor<\/strong> if all legal steps are followed and potential issues are avoided.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-222f272 elementor-widget elementor-widget-image\" data-id=\"222f272\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"450\" src=\"https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-jakubzerdzicki-27920274-1024x576.webp\" class=\"attachment-large size-large wp-image-789\" alt=\"Home loans and real estate taxes in Serbia\" srcset=\"https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-jakubzerdzicki-27920274-1024x576.webp 1024w, https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-jakubzerdzicki-27920274-300x169.webp 300w, https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-jakubzerdzicki-27920274-768x432.webp 768w, https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-jakubzerdzicki-27920274-1536x864.webp 1536w, https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-jakubzerdzicki-27920274-scaled.webp 1920w, https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/pexels-jakubzerdzicki-27920274-18x10.webp 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a8edaf elementor-widget elementor-widget-heading\" data-id=\"2a8edaf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\ud83d\udd39 Key Tips for Safe Real Estate Investment:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3730fc7 elementor-widget elementor-widget-text-editor\" data-id=\"3730fc7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Always verify <strong>the ownership and legal status<\/strong> of the property before purchasing<\/li><li>The purchase agreement should be <strong>clear, precise, and notarized.<\/strong>.<\/li><li>Be aware of <strong>the costs, taxes, and potential additional expenses.<\/strong>.<\/li><li>If you are a foreign citizen, <strong>check the reciprocity rules<\/strong> or consider purchasing through a company.<\/li><li>When deciding between a loan or cash payment, <strong>consider all costs and long-term obligations.<\/strong>.<\/li><\/ul><p>\u00a0<\/p><p><strong>Engagement <a href=\"https:\/\/pmadvokati.com\/en\/#about-us\">a lawyer specialized in real estate<\/a><\/strong> can prevent legal issues and simplify the entire buying process.<\/p><p>If you are planning to buy property, <strong>it\u2019s advisable to have professional legal support<\/strong>to ensure that your investment is safe and profitable.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8fc9b61 elementor-widget elementor-widget-heading\" data-id=\"8fc9b61\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQ<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-00ff0a6 elementor-widget elementor-widget-heading\" data-id=\"00ff0a6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">1. How much are the costs of a public notary?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ef169d elementor-widget elementor-widget-text-editor\" data-id=\"0ef169d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The costs of formalizing the real estate sales contract depend on the value of the real estate being sold. Bearing in mind that the cost of certification by a notary is often not negligible, it is advisable to inform yourself in advance about the notary&#039;s costs, before the certification itself.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d1a7ce elementor-widget elementor-widget-heading\" data-id=\"5d1a7ce\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">2. How to check if the real estate is clean and free of encumbrances?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c36283 elementor-widget elementor-widget-text-editor\" data-id=\"3c36283\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Information related to encumbrances on immovable property can be found in the extract from the deed of immovable property issued by notaries. If there is an encumbrance, and you are not sure what it is, it is best to consult with a real estate lawyer.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78249c1 elementor-widget elementor-widget-heading\" data-id=\"78249c1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">3. How is registration in the cadastre?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02bbe30 elementor-widget elementor-widget-text-editor\" data-id=\"02bbe30\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Immediately after the certification of the contract on the purchase and sale of real estate, the notary ex officio sends all data to the cadastre for the purpose of registering the real estate. Therefore, neither the buyer nor the seller have this obligation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-08a3bb4 elementor-widget elementor-widget-heading\" data-id=\"08a3bb4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">4. who pays the tax on the transfer of absolute rights, the buyer or the seller?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c21f8fd elementor-widget elementor-widget-text-editor\" data-id=\"c21f8fd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The contracting parties are free to define in the contract who will pay the tax on the transfer of absolute rights. In practice, it is usually the customer. If the parties to the contract do not define this obligation, the obligation to pay the tax will be borne by law by the seller.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-83fdc8b e-flex e-con-boxed e-con e-parent\" data-id=\"83fdc8b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a8fb4c elementor-widget elementor-widget-link-in-bio\" data-id=\"2a8fb4c\" data-element_type=\"widget\" data-widget_type=\"link-in-bio.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-link-in-bio e-link-in-bio\">\n\t\t\t<div class=\"e-link-in-bio__content\">\n\n\t\t\t\t\t\t<div class=\"e-link-in-bio__identity\">\n\t\t\t\t\t\t\t\t\t<div class=\"e-link-in-bio__identity-image e-link-in-bio__identity-image-profile has-style-circle\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"300\" src=\"https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/1-200x300.webp\" class=\"e-link-in-bio__identity-image-element\" alt=\"Attorney Nemanja Pecarski - PM Attorneys Nemanja Pecarski Attoney at Law\" srcset=\"https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/1-200x300.webp 200w, https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/1-683x1024.webp 683w, https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/1-768x1152.webp 768w, https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/1-1024x1536.webp 1024w, https:\/\/pmadvokati.com\/wp-content\/uploads\/2025\/02\/1-scaled.webp 1280w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"e-link-in-bio__bio\">\n\t\t\t\t<h2 class=\"e-link-in-bio__heading\">Nemanja Pecarski<\/h2>\t\t\t\t<h3 class=\"e-link-in-bio__title\">Lawyer<\/h3>\t\t\t\t\t\t\t\t<p class=\"e-link-in-bio__description\">Contact us!<\/p>\t\t\t<\/div>\n\t\t\t\t\t<div class=\"e-link-in-bio__icons has-size-small\">\n\t\t\t\t\t\t\t<div class=\"e-link-in-bio__icon is-size-small\">\n\t\t\t\t\t<a aria-label=\"Email\" class=\"e-link-in-bio__icon-link\" href=\"mailto:nemanja.pecarski@pmadvokati.com\">\n\t\t\t\t\t\t<span class=\"e-link-in-bio__icon-svg\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-envelope\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M502.3 190.8c3.9-3.1 9.7-.2 9.7 4.7V400c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V195.6c0-5 5.7-7.8 9.7-4.7 22.4 17.4 52.1 39.5 154.1 113.6 21.1 15.4 56.7 47.8 92.2 47.6 35.7.3 72-32.8 92.3-47.6 102-74.1 131.6-96.3 154-113.7zM256 320c23.2.4 56.6-29.2 73.4-41.4 132.7-96.3 142.8-104.7 173.4-128.7 5.8-4.5 9.2-11.5 9.2-18.9v-19c0-26.5-21.5-48-48-48H48C21.5 64 0 85.5 0 112v19c0 7.4 3.4 14.3 9.2 18.9 30.6 23.9 40.7 32.4 173.4 128.7 16.8 12.2 50.2 41.8 73.4 41.4z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"e-link-in-bio__icon is-size-small\">\n\t\t\t\t\t<a href=\"https:\/\/www.linkedin.com\/in\/nemanja-pecarski-6687105a\/\" target=\"_blank\" rel=\"noopener \" aria-label=\"LinkedIn\" class=\"e-link-in-bio__icon-link\">\n\t\t\t\t\t\t<span class=\"e-link-in-bio__icon-svg\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin-in\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M100.28 448H7.4V148.9h92.88zM53.79 108.1C24.09 108.1 0 83.5 0 53.8a53.79 53.79 0 0 1 107.58 0c0 29.7-24.1 54.3-53.79 54.3zM447.9 448h-92.68V302.4c0-34.7-.7-79.2-48.29-79.2-48.29 0-55.69 37.7-55.69 76.7V448h-92.78V148.9h89.08v40.8h1.3c12.4-23.5 42.69-48.3 87.88-48.3 94 0 111.28 61.9 111.28 142.3V448z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"e-link-in-bio__ctas has-type-button\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/pmadvokati.com\/en\/how-to-set-up-a-company-in-serbia\/\" target=\"_blank\" rel=\"noopener \" class=\"e-link-in-bio__cta is-type-button has-corners-rounded\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"e-link-in-bio__cta-text\">\n\t\t\t\t\t\tStarting a company in Serbia\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/pmadvokati.com\/en\/subsidized-housing-loans-for-young-people-questions-and-answers\/\" target=\"_blank\" rel=\"noopener \" class=\"e-link-in-bio__cta is-type-button has-corners-rounded\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"e-link-in-bio__cta-text\">\n\t\t\t\t\t\tHousing loans for young people\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/pmadvokati.com\/en\/permanent-residence-in-serbia\/\" target=\"_blank\" rel=\"noopener \" class=\"e-link-in-bio__cta is-type-button has-corners-rounded\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"e-link-in-bio__cta-text\">\n\t\t\t\t\t\tPermanent settlement of foreigners in Serbia\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\t<div class=\"e-link-in-bio__bg\">\n\t\t\t\t<div class=\"e-link-in-bio__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Vodi\u010d za kupovinu nepokretnosti u Srbiji u 2026. godini \u2013 Sve \u0161to treba da znate Kupovina nekretnine predstavlja va\u017ean korak u \u017eivotu svaog pojedinca. Imaju\u0107i u vidu da oko 30% ljudi tokom svog \u017eivota kupi i provede svoj \u017eivot u jednoj nekretnini, izuzetno je bitno da prilikom kupovine obratite pa\u017enju na sve detalje, kako biste [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":786,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19],"tags":[361,344,334,346,335,336,347,359,339,345,351,343],"class_list":["post-784","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nekretnine","tag-advokat-za-nekretnine-srbija","tag-dokumentacija-za-kupovinu-nekretnine-srbija","tag-kako-kupiti-nekretninu-u-srbiji-2026","tag-kupovina-kuce-srbija-2026","tag-kupovina-nekretnine-srbija","tag-kupovina-nepokretnosti-srbija","tag-kupovina-stana-srbija-2026","tag-nekretnine-za-strance-srbija","tag-postupak-kupovine-nekretnine-srbija","tag-pravna-pomoc-pri-kupovini-nekretnine-srbija","tag-stambeni-kredit-i-nekretnina-srbija","tag-ugovor-o-kupoprodaji-nekretnine-srbija"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/pmadvokati.com\/en\/wp-json\/wp\/v2\/posts\/784","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmadvokati.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmadvokati.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmadvokati.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/pmadvokati.com\/en\/wp-json\/wp\/v2\/comments?post=784"}],"version-history":[{"count":47,"href":"https:\/\/pmadvokati.com\/en\/wp-json\/wp\/v2\/posts\/784\/revisions"}],"predecessor-version":[{"id":2333,"href":"https:\/\/pmadvokati.com\/en\/wp-json\/wp\/v2\/posts\/784\/revisions\/2333"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pmadvokati.com\/en\/wp-json\/wp\/v2\/media\/786"}],"wp:attachment":[{"href":"https:\/\/pmadvokati.com\/en\/wp-json\/wp\/v2\/media?parent=784"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmadvokati.com\/en\/wp-json\/wp\/v2\/categories?post=784"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmadvokati.com\/en\/wp-json\/wp\/v2\/tags?post=784"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}